Ideal for whenever your bank checking account is operating “just a little brief.” When there isn’t sufficient money into your bank account to pay for the checks you have written, we are going to immediately move cash from your Overdraft Protection Loan to your bank checking account.
- Loan amounts from $100 to $5,000
- As much as $1,000 for Student Overdraft Protection Loan (ages 18-24)
- Access the amount of money at any EECU ATM, private Telephone Access, on the web Banking, or by contacting us
- No cost per transfer
- Competitive rate of interest
- Scholar Overdraft Protection Loan rates predicated on GPA
Tech Loan / MyCash Technology Loan
Checking up on the technology that is latest could possibly get costly. It is a good thing eecu offers such a fantastic rate on technology acquisitions! Finance computers, pills, printers, cellular phones, house theaters and much more.
- Borrow from $500 to $7,500
- As much as $1,000 for MyCash Technology Loan (ages 18-24)
- Low-value interest
- As little as 3% APR for MyCash Technology Loan (ages 18-24)
- 100% funding
- Discounts on choose Dell computer acquisitions
Once the title suggests, this loan makes it simple you need for virtually any reason on you to borrow the cash!
Budget Balancer Loan
Also referred to as a bill consolidation loan, we are going to help you get your allowance in stability by consolidating your bills into one loan.
- Borrow from $100 to $30,000
- Combine payments
- Competitive interest
Signature Credit Line
This type of credit works like credit cards, except you don’t have to carry or make use of a card that is plastic.
- Immediate access to your hard earned money
- Competitive interest
- just simply Take an advance as much as your authorized credit limit whenever it is needed by you
- Access the amount of money at any EECU ATM, private phone Access, on the web Banking, or by calling us
This loan is ideal for individuals who wish to establish credit. Considering that the loan is guaranteed by the share deposits it requires little if any extra skills.
Personal Loan Prices
Rates effective April 1, 2020
|Loan Type||Max Term||APR As minimal As||believed payment per month based on ‘As low As’ speed|
|Budget Balancer $100 – $30,000||12.50per cent||predicated on stability|
|Educator Credential Loan $2,500-$15,000||60 months||6.50%||predicated on stability|
|ECOlogical Loan $100 – $40,000||84 months||6.50%||$14.85 per $1,000|
|ECOlogical Loan $15,001 – $40,000||120 months||6.50%||$11.35 per $1,000|
|ECOlogical Loan $25,001 – $40,000||180 months||6.50%||$8.71 per $1,000|
|EZ Loan $0 – $5,000||one year||9.50%||$87.68 per $1,000|
|EZ Loan $2,501 – $5,000||two years||10.50%||$46.38 per $1,000|
|Overdraft Protection $100 – $5,000||10.00per cent||considering balance|
|Signature Line of Credit $100 – $30,000||12.00per cent||predicated on balance|
|Technology Loan $500 to $7,500||60 months||6.00%||centered on stability|
“From” price on Budget Balancer, E-Z Loan, Educator Credential Loan, and ECOlogical Loan includes a .50% discount for automated re re payment from EECU bank account.
MyCash Personal Loan Prices
For pupil users ages 18-24
|Student Overdraft Protection Loan up to $1,000|
|GPA less than 2.49||15.00%|
|GPA 2.50 – 2.99||14.00%|
|GPA 3.00 – 3.49||12.00%|
|GPA 3.50 or higher||10.00%|
|MyCash tech Loan $500 to $1,000||3.00per cent|
Scholar Overdraft Protection Loan price shown are derived from pupil GPA. Optimum loan amount $1,000. Must definitely provide evidence of GPA; needs to be enrolled for at the least six units. Student Overdraft Protection Loan pertains to users many years 18-24. These prices aren’t readily available for refinancing current loans that are EECU.
MyCash tech Loan price shown includes a 1.00% discount for needed automatic repayment. Minimal loan amount $500; optimum loan amount $1,000. MyCash tech http://speedyloan.net/uk/payday-loans-wbk Loan relates to people many years 18-24. These prices aren’t readily available for refinancing current EECU loans.
Share/Certificate Secured Loan Rates
Rates April that is effective 1 2020